Why the New York Department of Financial Services Is More Interesting Than It Looks
Inside the state's quiet but powerful system for protecting patients from the financial shock of surprise medical bills.
The Morning the Bill Arrived It arrives with little notice. A white envelope, a hospital logo in the corner, and a balance that makes no sense against what the insurance company said it would cover. For millions of Americans, this is not a hypothetical scenario it is the morning the mail brought a surprise medical bill. The amounts can be staggering. A single out-of-network anesthesiologist, a radiologist who happened to be reading films at a facility that was technically in-network, a surgeon who was not part of...
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